These programs are designed to help first-time buyers, low-to-moderate income families, and even repeat buyers depending on eligibility. Options may include down payment assistance, reduced interest loans, closing cost help, or state and local grant programs that don’t require repayment. In Minnesota, the Minnesota Housing Finance Agency (MHFA) offers flexible financing options and resources to guide buyers through every step of the process. Some grants are also available for veterans, teachers, and public service workers. It’s important to work with a knowledgeable real estate professional who can help you explore the options that fit your unique situation. These resources can open the door to homeownership sooner than you think—without breaking your budget. Reach out today to learn what you may qualify for!