Ijara (lease-to-own)
The provider buys the home and leases it to you; your payments build toward full ownership, with no interest.
Halal Home Buying · Twin Cities, MN
Buy or Sell Your Home the Halal Way, with a team that shares your values.
Call or text us: (952) 456-1426
Riba-free Sharia-compliant options
Muslim-owned We share your values
Trusted By Twin Cities Muslim families
18+ yrs In Minnesota real estate
Faith-aligned, every step
How halal home buying works with us
A clear, respectful path to owning your home the way your values intend.
1
Tell us your goals
Buying, selling, or just exploring halal financing, we listen first, no pressure.
2
Connect with halal financing
We point you to trusted sharia-compliant providers and explain your riba-free options.
3
Find the right home
We help you search, evaluate, and negotiate the right home, the halal way.
4
Close with confidence
We guide you through to closing, every step aligned with your values.
Riba-free by design
Sharia-compliant financing options
Common riba-free structures our financing partners offer, we’ll help you understand which fits your family.
Murabaha (cost-plus)
The provider buys the home and resells it to you at an agreed, transparent markup, paid in installments, no riba.
Diminishing Musharaka
You and the provider co-own the home; you gradually buy out their share until you own it outright.
Team Estates is a real estate investment and advisory company, not a lender. We connect you with reputable sharia-compliant financing providers and help you understand your options.
Hatim Bilal
Founder & Managing Director
18+Years in Real Estate
Why families trust us
A team that shares your faith and your standards.
Working with someone who truly understands why halal matters changes everything, from the questions you can ask to the peace of mind you feel.
Faith you can trust. Hatim is a practicing Muslim and active in the Twin Cities community, and he understands why a riba-free path matters.
20+ years of expertise. 18+ years in Minnesota real estate, with deep mortgage and title experience to guide your transaction smoothly.
Trusted by the community. We proudly serve Somali and South Asian Muslim families across the Twin Cities with honesty and care.
About Team Estates
Homeownership that honors your faith
Team Estates has helped Twin Cities families buy and sell since 2007. We’re a family-owned Minnesota real estate company led by Hatim Bilal, Managing Director, with 18+ years in Minnesota real estate and a proud, active member of our local Muslim community.
We understand why a riba-free path matters. That’s why we help Muslim families across the Twin Cities buy and sell with confidence, and connect them to trusted sharia-compliant financing providers.
Riba-freeSharia-compliant options
Muslim-ownedA team that shares your values
18+ yrsIn Minnesota real estate
Twin CitiesServing Somali & South Asian families
Verified reviews
Rated 5.0★ on Zillow
Halal home-buying questions
It’s home financing structured to avoid riba (interest), which is not permitted in Islam. Common riba-free structures include ijara (lease-to-own), murabaha (cost-plus), and diminishing musharaka (declining co-ownership).
No, we’re a real estate investment and advisory company, not a lender. We connect you with reputable sharia-compliant financing providers and help you understand and compare your options.
Yes. Several established providers offer sharia-compliant home financing to Minnesota families, and we’ll help you find the right fit for your situation.
Absolutely, we help Muslim families both buy and sell across the Twin Cities.
Not at all, we welcome everyone. We simply specialize in serving families who want a faith-aligned, riba-free path to homeownership.
Let’s talk
Ready to own your home the halal way?
Book a free, no-obligation consultation with a Muslim-owned team who gets it.